Privacy Policy for "MyPaymentRoutine"

Effective Date: February 27, 2025

Welcome to the "MyPaymentRoutine" application (the "App"), developed by Tekin Yedek ("Service Provider"). This Privacy Policy explains how we collect, use, disclose, and protect your information. By using the App, you agree to the terms of this Privacy Policy.

1. Information We Collect

1.1 Types of Data Collected

• Device Information: IP address, operating system, and device model, used for security, analytics, and functionality.
• App Usage Data: Pages visited, session duration, and interaction metrics for analytics and optimization.
• Approximate Location: Derived from your IP address for functionality and security.
• Phone Number: Collected during phone number authentication for user identification and security purposes.

1.2 Data Collected by Integrated Libraries

The App integrates several third-party SDKs and frameworks to enhance functionality. The libraries currently in use include:

• Firebase Services: For analytics (including Firebase Analytics), crash reporting (Firebase Crashlytics), performance monitoring (Firebase Performance), remote configurations (Firebase RemoteConfig), and phone number authentication (Firebase Authentication).
• PromiseKit, SnapKit, Masonry, DGCharts: For app functionality, UI layout, and data visualization. (Note: SnapKit is also part of our layout solutions, and Masonry has been recently integrated for additional UI flexibility.)
• PhoneNumberKit: For phone number formatting and validation.
• Alamofire: For efficient networking.
• FMDB: For database management.
• DifferenceKit: Utilized for efficient diffing of data collections to optimize UI updates. This library operates locally and does not transmit personal data.
• CocoaLumberjack: A logging framework used for debugging and error tracking, ensuring improved performance without compromising user privacy.

2. How We Use Your Data

• Analytics: To understand usage patterns and improve the App.
• Crash Reporting: To identify and resolve technical issues.
• User Experience: To provide personalized content and features.
• Authentication: To verify user identity and enhance account security through phone number-based authentication.

3. Data Sharing and Third-Party Access

Data processed by integrated SDKs is used strictly for the purposes outlined above. No personal data is shared with third parties without your consent, except as required by law.

4. Data Security

We employ industry-standard measures to protect your data, including encrypted transmission (HTTPS) and secure password storage using hashing algorithms.

5. Your Rights

• Access and Correction: You can review and update your information in the App settings.
• Opt-Out: You can disable data collection by uninstalling the App.
• Data Deletion: Contact us at [email protected] to request data removal.

6. Compliance with Apple Guidelines

The App complies with Apple’s App Tracking Transparency (ATT) framework and Guideline 5.1.1 on Data Collection and Storage. All data collection, including phone numbers for authentication, is justified, secure, and disclosed in this Privacy Policy.

7. Children

The App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13 years old. If we become aware that a child under 13 has provided us with personal information, we will delete that information immediately. If you are a parent or guardian and discover that your child has provided us with information, please contact us so we can delete the information.

8. Data Retention Policy

We will retain collected data as long as you use the App and for a reasonable period thereafter, depending on the purposes of processing and legal requirements. After that, data will be deleted or anonymized.

9. Security Measures

We take reasonable measures to protect your data from unauthorized access, alteration, disclosure, or destruction. These measures include physical, electronic, and procedural safeguards.

10. Updates to This Policy

We may periodically update this Privacy Policy. Significant changes will be communicated through the App. Please review the policy regularly for updates.

11. Contact Us

If you have any questions or concerns, please contact us at [email protected].

12. International Users

The App is operated in [Country]. If you are accessing the App from outside this region, please be aware that your data may be transferred to, stored, and processed in [Country]. By using the App, you consent to this transfer, storage, and processing.

13. Cookie Policy

The App uses cookies and similar technologies to enhance user experience, analyze usage, and improve our services. You can manage your cookie preferences in your browser or device settings.